I am a licensed Mortgage Professional serving Southeast Michigan Homeowners since 1994. Whether you are a first time buyer looking for special incentives and programs or a seasoned homeowner, I am sure to find a perfect loan to fit your needs! Here are some of the loan programs available in Michigan.  

Conventional Loans

- Lender Paid Private Mortgage Insurance Programs

- Rehabilitation Purchase Loans

- Fixed or Adjustable Rate Options

FHA Loans

-Down payments as low as 3.50% and can be gifted

- Up to 85% L.T.V. cash out refinances

- 203 K Limited Repair Purchase Program

- $100 Down Hud Repo Program

- FHA to FHA streamline refinances available without an appraisal or new credit report

Rural Development loans

- Available with zero down , no PMI and 6% seller contribution

VA loans

-Zero Down Loans available for purchases

- Cash out refinances up to 100% loan to value